Interest Rates Drop Again Below 5%

4.83% for a 30 year home mortgage, wow. We have all gotten complacent about seeing these historically low interest rates, but the average national 30 year home mortgage interest rate just dropped to 4.83%. This is truly amazing, and to put it in perspective, below is a table to show how interest rates impact you, [...]

Spring Has Sprung! Ready For Spring Cleaning?

I don’t know about you, but I love seeing spring flowers blooming! The sunlight is brighter, the grass is greener, and my home looks dirtier! Ugh! So, here are a few short tips for fast spring cleaning: *Wash your light fixtures-they will sparkle as they catch the spring sunshine *Spruce up the front door area [...]

Top 10 Undervalued Housing Markets

Here is cool information, if you are thinking of purchasing a second home or investment property: America’s Top 10 Undervalued Housing Markets Warren, MI                  31.2% Modesto, CA               3.4% Stockton, CA               32.7% Vallejo, CA                  33.0% Naples, FL                   33.1% Merced, CA                 37.6% Vero Beach, FL           39.1% Cape Coral, FL            40.5% Las Vegas, NV            45.3% Source: [...]

A Family Room Make Over

This family room was a nice size but had no warmth or architectural interest. Now look at the same room with the wood stove replaced by a gas, slate tile & wood mantle and built-in bookcases on either side. Charming!

Tax Credit to buy Houses!

How many times in your life do you get a free tax credit from the government! Do not miss this opportunity! Right now, until April 30, 2010, you may get a tax credit if you buy a home. For first time home buyers, you could receive a tax credit of up to $8,000, for the [...]

Downtown Denver Condos-Wow!

A couple of weeks ago, I had the pleasure of touring several condominium complexes in the Denver Downtown area. This is an exciting lifestyle that appeals to a variety of people, from singles to families, from young to retiring. Several of the buildings offered great amenities such as exercise rooms, community rooms, business centers, parking [...]

Property Tax protestors, not too successful

Today, I went to a meeting with DougCo Tax assessor, Teri Cox, who said about 9,000 people protested their property taxes valuation assessment this year, and about 4,000 people were successful. Less than 50%-ugh.

What Happens To Your Credit if You Stop Making Your Mortgage Payment?

Credit Pain What happens to your credit score if you stop making your monthly mortgage payments? I found out some useful information from Tim Duval, a Mortgage Loan Consultant, with WrStarkey Inc. Short Sale: A short sale will strongly hurt your credit score. The vast majority of lenders will not approve you for a mortgage [...]

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